Amanda Dickson,
KSL Radio

"Terri has handled two mortgages for me and I couldn't be happier. Not only was she professional and prompt, handling everything over the phone and so promptly that I couldn't believe how little it disrupted my schedule, but she saved me big gobs of money."

With the second mortgage which we did just a month ago, she was so creative in the way she put it together that I was able to save over a hundred dollars a month."

I know Terri cares about me, what's best for me, and wants to do her very best for me and all of her clients. I feel really proud to recommend her to all of my friends."

-Amanda Dickson

Scott Seeger ,
KSL Radio

"Terri helped me refinance my mortgage because I needed some money for home improvements, but more importantly because I wanted a lower interest rate."

Terri and her staff made it so easy."

-Scott Seeger

"This letter is being sent to recommend Tia and any of the staff at A&R Financial for any financial needs."

From the first call it was less than 10 minutes to access what financial needs would be to refinance my home mortgage. There were many questions that needed to be answered in order to assess how much we would need."

• How long would it take to get a loan
  would I qualify for a loan?
• What was the cost to refinance and was it profitable?
• Could we get the interest on the loan to be less than what we were already paying?
• After the initial loan was started, we were able to speak directly to the original person we had set up the loan with.

Tia made me feel comfortable and was professional at the same time. We closed on our loan in less than two weeks at 5 1/2% interest. There were no surprises, hidden fees or unexplained problems. "

Tia was great and I have recommended her to other friends."

-Judy Holding

Listen to these satisfied customers have to say about A&R Financial...

Testimonial 1
Testimonial 2
Testimonial 3
Testimonial 4
Testimonial 5

(all files are small [300k] mp3 format sound files)