A & R Financial - a mortgage company based in Salt Lake City, Utah - A & R Financial - a mortgage company based in Salt Lake City, Utah

Mortgage Credit Availability Index Increases, Elevates Mortgage Options

11/7/2016

At last, some tangibly good news in the market!

Thanks to amiable investors & a boost in various loan programs accessibility, the Mortgage Credit Availability index has risen.

What does this mean exactly for mortgage consumers? It means you'll have a better chance of obtaining a loan, borrowing more money and putting less money down on that dream house you've been eyeing.

We can hardly contain our excitement too!

http://www.mortgagenewsdaily.com/11032016_mba_mcai.asp

Buying with your self made scratch? No problem!

10/13/2016

The home loan market is making leaps and bounds to meet the growing needs of consumers that are self-employed.

Whether you are a first time home buyer, or if this isn't your first rodeo, here are some tips to help you optimize the caliber of mortgage matching your self-employment income.

The tips in the article below focus on: FHA loans, deduction reconsiderations, Business vs. personal finances, lending alternatives, tax claims, & smart saving.

We are here to help you wade through these murky waters any time! Don't hesitate to contact us.

https://www.redfin.com/blog/2016/10/6-tips-for-buying-a-home-when-youre-self-employed.html

Probable Interest Hike After Treasury Yields Dive

8/25/2016

Due to Treasury yields slipping in the market, and the residual impact of the Brexit vote, the U.S. interest rate is forecasted to rise at the end of this year.

It is now estimated that there is a 46.5% chance of an interest hike in December of 2015 or before.

If you were thinking about buying or doing a Refi, now is the time to do it! Before higher interest rates come, along with the cold winter.

http://www.marketwatch.com/story/treasury-bond-yields-tugged-by-contrasting-interest-rate-expectations-2016-08-08