A & R Financial - a mortgage company based in Salt Lake City, Utah

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Services

No cost options on all products


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Conventional

  • 30yr, 20yr, & 15yr Fixed Rate Mortgage.
  • 10/1, 7/1, 5/1, & 3/1 Adjustable Rate Mortgage(ARM).
  • 95%LTV Refinance Rate&Term With No Mortgage Insurance(MI).
  • 80%LTV Refinance/Cash Out.
  • ​97%LTV/3% Down Purchases With No Mortgage Insurance(MI).
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FHA

  • FHA/First Time Home Buyers.
  • 97%LTV/3% Down Purchases.
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VA

  • VA/Veteran.
  • 100%LTV/0% Down Purchase.
  • 100%LTV Refinance Rate&Term and Cash Out.
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Jumbo

  • Loans Over $417,000.00
  • 85%LTV/15% Down Purchases.
  • 85%LTV Refinance Rate&Term.
  • 70%LTV Refinance Cash Out Up to $1,200,000.00

Call Us For a Consultation!

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Not quite sure what fits your needs?
​We pride ourselves on our ability to align a solution that's perfectly tailored for you.

Got Questions? Call Us!


Hours

M-F: 9am - 5pm
​Weekends: By appointment

Telephone

801-274-2800
​801-231-5699

Address

769 East Rock Creek Drive
Ivins, UT 84738

Email

[email protected]
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NMLS# 296955